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How many times have we vowed to stop spending so much money on things we don't need or can't afford? I know that every time I get my credit card statement, I'm setting myself that very promise, but the next time I'm feeling down or I get a chance to go to the store, I... That promise will be broken with spectacular speed. Grand Prix Racing Driver!

There are people in this world who only spend money to the bare minimum to survive, but I'm not talking about poor, unfortunate souls who don't have enough money at all. I'm talking about how certain people will do anything to avoid spending money on things they think are crap. These things vary from person to person, but in my opinion, people who have money but don't use it to enjoy life or make life easier for themselves or others are not particularly good people.

On the other hand, some people like to spend money. If we are tempted to do so from time to time, we owe it to ourselves to avoid being careless. I happen to be in the second group of people who know they can't carry money around and believe they should enjoy it while they can. As long as I know I have enough savings and have paid all my necessary expenses, such as mortgages, bills, insurance, food, clothing, etc., I am going to pamper myself.

I love buying things for my family and friends, and no matter how big or small the gift is, I always have fun finding and buying the perfect gift for each person. However, the problem is that even if you don't intend to buy much at first, when you find something you like, you end up buying it on impulse.

Today, this problem is even greater, as the advent of online shopping and the availability of free online vouchers and voucher codes have made it even easier to spend money. When purchasing a gift, we often think, "This will help so-and-so," or we think we're saving money by using a promo code. This happened to me recently when I went a little overboard with the Overstock Promo Code website. There are so many that you will be spoiled for choice, and they all look very attractive, so it is easy to do. Once you get used to using promo codes, you'll wonder how you ever shopped.

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